When a client subscribes to an agency's service through a GHL Payment Link, their card is stored in Stripe. However, that same card is NOT automatically available for Wallet top-ups (LC Phone, LC Email, AI tokens). This forces clients to register their card a second time in a completely separate flow — creating unnecessary friction, eroding trust, and increasing churn risk.

Requested improvement: When a client's card is already on file via a subscription payment, the platform should automatically make that card available as the default payment method for the Wallet — or at minimum offer a one-click "use my subscription card for Wallet charges" option.

This has been a pain point for agencies for over 3 years and directly impacts the SaaS onboarding experience.