Enable Tap to Pay on iPhone and Android in the HighLevel mobile app for merchants using Authorize.net and NMI. No extra hardware. Card-present, contactless, fast.

Who needs this:

Field sales and service teams

Retail, pop-up, events, and on-site visits

Agencies that standardize on Authorize.net or NMI

Current workaround:

External reader hardware, higher friction and cost.

Manual card entry in the app, slower and higher risk of declines.

Proposal:

Ship Tap to Pay support tied to existing Authorize.net and NMI connections. Let users accept contactless payments in the HighLevel mobile app with NFC on iPhone and Android.

MVP requirements:

Works with existing Authorize.net and NMI accounts

iPhone and Android support

Contactless credit and debit, Apple Pay, Google Pay

Sale, tip, refund, void

Digital receipts via SMS or email

Save card to vault for future invoices and subscriptions

Taxes, service charges, and location-based settings

Basic reporting in Transactions and Opportunities

Roles and permissions for staff devices

Surcharging or cash discount rules by location

Nice to have, Phase 2:

Partial authorizations and split payments

Offline queue with auto-capture when online

QR pay fallback

Admin and UX notes:

Gateway mapping by location and user

Simple flow: New charge, amount and tip, Tap to Pay, receipt, add to contact

Clear error states and retry, with audit log

Exportable payout and fee summaries

Compliance and security:

EMV contactless support

PCI scope aligned with Tap to Pay requirements

Tokenization and gateway vault

Strong device attestation and per-device enablement

Business impact:

Faster checkout, higher close rate in the field

Fewer hardware costs. Typical readers cost 60 to 200 per unit, plus replacements

Cleaner reporting, since payments stay in the same gateway and CRM

Urgency:

Contactless is now the default for many buyers. This removes a key blocker for in-person sales without forcing a gateway change.

Success metrics:

Tap to Pay adoption rate by location

Time to charge, tap-to-receipt under 30 seconds

Increase in card-present volume and tips

Reduction in reader hardware tickets and costs